For pet parents seeking peace of mind in safeguarding their pet, GEICO Pet Insurance is one of the most prominent names. Pet Insurance GEICO is a name large numbers of people, who trust GEICO for auto and home insurance, for their pet insurance.
What is GEICO Pet Insurance?
Though not underwritten directly by GEICO, they partner with a reputable insurance company to provide insurance coverage. This allows pet parents to utilize reliable coverage with a brand they trust.
What GEICO Pet Insurance Entails
- A monthly premium is paid
- Your pet gets treatment from any vet of any rank
- A claim is made
- A reimbursement is made for expenses that are eligible
Through the partner-based model of GEICO, they can provide:
- Accident and illness coverage
- Wellness plans that are optional
- Deductibles and reimbursement amounts that offer more variability
Why Go For GEICO Pet Insurance?
Reliability
GEICO is appreciated for customer care and is recognized for a considerable duration in the insurance domain.
Adjustable Plans
You can adjust the deductibles, reimbursement rates, limit the coverage for the year, and control the costs for the pet coverage of the insurance.
Cats and Dogs Coverage
Pets of all ages can be covered be it a younger dog or an older cat. These plans are flexible for a variety of requirements.
Minimal Complications In Making Claims
Users have remarked about the easy claims filing through the partnered company for insurance they provide.
The Sorts Of Coverage GEICO Has
Insurance For Accidents & Conditions
Such insurance is likely to offer:
- Visiting the vet for emergencies
- Diagnostic testing, such as X-rays and bloodwork
- Surgery procedures
- Staying in the hospital
- Medications that are prescribed
Such coverage is the standard in the insurance domain and it helps deny the possibility of any serious monetary disruptions.
Accident-Only Plans
These types of plans are accident-only coverage is perfect for pet parents on a budget:
- Injuries from accidents
- Fractures
- Bites or wounds
- Swallowed objects
These plans do not cover any illnesses, which is why it’s a low-cost entry point to insurance protection.
Wellness or Preventive Add-Ons
A wellness add-on may reimburse for:
- Vaccinations
- Flea and tick medication
- Dental cleanings
- Spay/neuter procedures
- Routine checkups
This type of coverage is optional and helpful for those who know they have to pay for predictable yearly expenses.
Benefits of Choosing GEICO Pet Insurance
Wide Range of Covered Conditions
From allergies, to even chronic conditions, GEICO’s partnered plan helps manage advanced and long-lasting health conditions.
Freedom to Choose Any Licensed Veterinarian
No networks. No limitations. Go to any vet, specialist or emergency clinic in the U.S.
Fast Reimbursements
Once paperwork is in, most claims get processed in record time.
Multi-Policy Convenience
A lot of pet owners appreciate keeping their auto, renters and pet insurance with the same provider.
What GEICO Pet Insurance Does NOT Cover?
Despite there being good coverage, these are common exclusions:
Pre-existing conditions
Cosmetic or elective procedures
Breeding-related treatments
Non-veterinary expenses
Experimental therapies (depending on the plan)
Make sure to check the material details of the policy to ensure there won’t be any surprises.
GEICO Pet Insurance Pricing: What Are the Costs?
Pricing is extremely variable with pet insurance. Some of the common contributing factors are:
- Age of the pet
- Breed of the pet
- Where you live (location)
- What level of coverage you want
Generally speaking:
- Costs are higher for dogs than cats
- Older pets will cost more than younger pets
- More coverage options will lead to a higher monthly cost
Here are the average sample price ranges:
- Dogs: $35-70/month
- Cats: $20-40/month
These numbers are only ranges, pricing will ultimately depend on the factors listed above.
Is Geico Pet Insurance Worth It?
You may find that GEICO is a great choice for pet insurance when:
You value GEICO for their other insurance products
You want coverage for accidents and illnesses that is customizable
You want the ability to add wellness care for added convenience
You prefer an easy to use claims process
Most importantly, GEICO has a well-known reputation in the insurance industry, so you can have peace of mind that you are with a solid company.
Suggestions for Selecting the Right GEICO Pet Insurance Plan
Think About How Old Your Pet Is
Younger pets will have lower monthly premiums.
Assess the Benefit Limits
Make sure your emergencies will be covered.
Weigh the Deductibles
You can have lower monthly premiums with higher deductibles.
Consider the Additional Wellness Option
An additional wellness coverage may save you money if you have high regular expenses.
Understand the Exclusions
You need to clearly understand the exclusions before you buy.
FAQs
Is the pet insurance sold by GEICO directly?
Pet insurance for cats and dogs is provided by GEICO’s partner insurance companies.
Is there a limitation on which veterinarians can be seen?
You can see any licensed veterinarian or go to any emergency animal clinic.
Are pre-existing conditions covered?
No. Conditions diagnosed prior to coverage beginning will remain excluded.
Are dental issues covered?
Dental injuries and dental issues are covered; routine cleaning is included in the wellness add-on.
How do I submit a claim?
Through the claims portal of the partner provider, you are to submit invoices and record the details of the treatments.