Society Mortgage Reviews present a clear picture of what customers think about this mortgage provider. Find insights on services, rates, and overall experiences to make informed decisions. With these reviews, you can confidently compare options and choose the mortgage that fits your needs.
What is Society Mortgage?
Society Mortgage is a Florida-based mortgage lender that operates in several states of the U.S. with licensure. It has home loans such as conventional, FHA, VA, USDA and jumbo loans.
This is a view of the profile of the lender:
Established (previously known as CREFCO) in 1996 and re-branded.
Licensed in around 31 states.
BBB accredited giving it an A+ rating.
Provides a pre-approval system online.
What Critics Say The Positive Aspects?
Based on the gathered reviews of society mortgage, there are a few strengths of the user feedback. Let’s list them out:
Open communication and support of the borrowers
Several clients emphasize on smiling attentive employees that assist them in the process. Such as:
- David is highly social and accommodating. is always informing you about required papers and any news.
- There are some first-time buyers who claim that the steps are simplified by the team.
- Specifically, online pre-approval and speed at which one can move when seeking a home were referred to.
Various products of loans
- Society Mortgage offers various types of loans conventional, FHA, VA, USDA, 203 (k) and jumbo loans.
- This is appropriate to borrowers with various requirements (e.g., low down-payment, renovation loans) which most reviewers found valuable.
Good rating and accreditation
- The Better Business Bureau (BBB) has given the company an A + rating, which lends the company credibility.
- Ratings are displayed in aggregated review systems at 4.3 stars on hundreds of reviews.
Where Society Mortgage Can do better: The Cons?
Not all the lenders are created equal, and the society mortgage reviews do indicate some repetitive problems:
Delays or mis-expectations in communication
- Others who borrowed money complained that they were told that they were pre-approved and then rejected or a breakdown in communication.
- Example: “Wasted a month of my time, after running my credit. had to change to another mortgage company.
Geographic/licensing limitations
- Although they are licensed in 31 states, borrowers in non-licensed states are not able to use their services.
- This implies that you should verify whether your state is covered or not.
Miscellaneous experiences of process consistency
- There were reports of very good service; others reported that they had to follow up on updates, or their loan had failed late in the process.
- These errors can either be indicative of the different quality of teams, complexity of loan types or problems in documentation of borrowers.
Interpretation of Mortgage Reviews at Society
In reading the society mortgage reviews, you should take into consideration the following tips to have a better picture:
Take into account your type of loans and personal situation
The first-time buyer reviews might not be the same as jumbo or renovation borrowers.
When you have non-standard income, reduced credit, and a complicated property, the process can take a longer time.
Listening to the reviews that were made recently
The mortgage markets are shifting: the underwriting criteria, the interest rates and even the state licensing are changing.
As an example, reviewing platforms demonstrate the presence of positive feedback and warnings during 2024-2025.
Test open communication
The most common source of dissatisfaction is unexpected changes or the absence of updates.
When your loan officer keeps you updated proactively and has an explanation on delays, that is a good thing (and numerous reviews describe the failure of this when things go bad).
Compare across lenders
Compare Society Mortgage reviews to other lenders.
Take into account such aspects as the interest rates, fees, customer care and the fit of your profile.
Significant Loan Products at Society Mortgage
Some of the most significant types of loans that are considered by buyers are as follows:
Conventional Loans
Standard residential mortgage financing of eligible buyers.
FHA & FHA 203(k) Loans
Reduced down-payment and re-modeling mortgage options.
VA Loans
To qualified veterans or service members.
USDA Loans
No down-payments in qualified rural or semi-rural locations.
Jumbo Loans
An increase in the amount of loans on bigger houses.
FAQs
Is Society Mortgage a legitimate and trustworthy company?
Yes -they are BBB-registered, they have an A+ rating and licensed in several states.
What is the loan products offered by Society Mortgage?
They include traditional, FHA (including 203(k)) and VA loans as well as the USDA and jumbo mortgages.
Is pre-approval through Society Mortgage possible online?
Yes. the company emphasizes its online pre-approval fastness to make sure that you go more quickly.
What would customers rate as areas of improvement in service?
Some of the common complaints include poor communication, being told that it is an underwriting issue, unexpectedly, and prematurely being informed that they are being pre-approved.
Would I know whether they are functioning in my state?
They are available in approximately 31 states and, therefore, you must confirm their license in your state by going to their website or calling a loan officer.